Marine Claims Services Across Florida

What Makes Us Different

In 2022, when we formed Public Yacht Adjusters, we researched nationwide to find other marine-based claims consulting or Public Adjusting firms. We wanted to know which firms are owned by and focused on maritime boat and yacht claims. Our study showed that we are the first marine-based Public Adjusting firm with marine professionals managing claims in the country. We are the only marine-only Public Adjusting firm in the United States run by maritime professionals with deep marine expertise.

We Get You More

We recovered 8 to 22 times the initial offers given to our clients for boat losses in Hurricane Ian. We provided free inspection and consulting for dozens more who successfully navigated their claim without hiring us. Read what our past clients say about our results.

Nothing Up Front

If you need help with your claim, you pay nothing upfront. We only get paid on the payouts you receive in addition to what insurance previously offered. In short, we only get paid if you do.

Expertise Without Outsourcing

It requires knowledge of insurance, Florida Insurance Law as licensed and educated insurance professionals, vessel construction, and intensive marine systems to properly analyze a maritime damage claim. We possess the niche licenses, certifications, and marine credentials to do so on an expert level. While other public adjusters split their focus between residential water, storm, mold, and fire damage, we dedicate our entire focus to the marine industry. We are the experts that other public adjusters use to outsource their damage inspections. We are also the certified public adjusters who handle the claim. Why use a go-between when you can have the experts directly fighting for what you deserve?

Direct Access

We are a local small business, so you can be confident you have direct access to your marine expert and public adjuster. Other public adjusting firms may have experts on disconnected outsourced teams whom you never interact with. We have the experts themselves communicate with you. We are public adjusters, past independent insurance adjusters, and marine experts, all in one tight-knit team. We work closely with you and never pass your claim to other firms, adjusters, or attorneys.

Guidance

A Certified & Accredited Marine Surveyor and Certified Marine Investigator leads our team. This leader brings years of boat building and insurance claims experience. We have extensive knowledge and experience with local repair and service facilities. For every potential claim, we will come to the damaged vessel free of charge to make an initial assessment and educate you about the damage and your policy. We explain and guide you through the insurance claim process. We make sure you fully grasp the damage to your vessel so you can get back on the water as soon as possible.

Integrity

Integrity matters. We investigate and immediately refuse or drop claims in which the facts don't add up. This reputation helps us expedite and win insurance claims. As a current International Association of Marine Investigators Certified Marine Investigator, we adhere to honest marine claims practices. We maintain a zero-tolerance policy for fraud. If you feel you are being taken advantage of by your insurance company on your boat or yacht claim, there is no claim too small for us to represent. We are consumer claims advocates on a grassroots level.

Experience

We bring 25 years of boat building and marine experience plus a decade as a marine surveyor. We also have years of experience processing maritime claims for insurance companies and providing expert assistance to attorneys. We understand the process and the details of what a successful claim requires.

Types of Claims We Handle

We represent boat and yacht owners across every type of marine insurance dispute. Whether you are filing for the first time or fighting a denial, our team brings the expertise to get results.

New Claims

When disaster strikes your vessel, the steps you take in the first days determine the outcome of your claim. We step in immediately to document damage, file paperwork, and fight for the payout you deserve. Explore the new claims process in detail.

Unfair Payout

If your insurance company offered less than the damage actually costs, you do not have to accept it. We review the existing claim, inspect your vessel, and build a stronger case backed by marine expertise and hard facts. See how we fight unfair payouts.

Supplemental Claims

Hidden damage discovered after you accepted a settlement does not mean you are out of options. We reopen claims and conduct thorough inspections to recover the additional funds you are owed. Learn about supplemental claims.

Denied Claims

A denial does not mean your claim is over. Coverage clauses often hide in dense policy language that general adjusters miss. Our marine experts review your policy and fight to overturn wrongful denials. Get help with a denied claim.

Why Hire a Marine Public Adjuster?

A public adjuster costs nothing upfront. It also avoids high attorney and court fees and prolonged court battles. We do all the work. Corporate insurance giants do their best to delay and make filing a claim as tedious and confusing as possible. They rely on the fact that most policyholders lack the time, energy, and knowledge to untangle their legal jargon. We deal directly with your insurance company and get upper-level adjusters assigned. We handle all the research, perform all damage assessments, forensics, and reporting, and advocate on your behalf stress-free. Your insurance company has adjusters and experts aggressively protecting the company's interests. They rely on an unfair fight against their policyholders. We will protect your best interest with passion and expertise. Most insurance company adjusters are not maritime professionals and determine your payout with little research and evidence. We fight back with years of knowledge and hard facts. It is risk-free: we get paid when we succeed in getting you the fairest settlement possible. Schedule a free consultation to get started.