Florida waterfront with boats docked at marina

About Public Yacht Adjusters

The first marine-only public adjusting firm in the United States. Founded in Miami in 2022, built on 25 years of maritime expertise.

Our Story

In 2022, Public Yacht Adjusters was founded in Miami with a singular focus: to be the first public adjusting firm in the country dedicated entirely to the marine industry. Before we opened our doors, we researched nationwide to find other marine-based public adjusting firms. We wanted to know who else was exclusively serving boat and yacht owners. The answer was no one.

Most public adjusters handle residential water damage, fire, mold, and storm claims. When a boat owner walks through their door, those firms outsource the marine damage inspection to someone like us. We decided to cut out the middleman and bring the maritime expertise directly to the policyholder.

Today, Public Yacht Adjusters serves boat and yacht owners across the entire state of Florida, from Miami and the Keys to Jacksonville and the Panhandle. We are the experts that other public adjusters turn to for help with complex marine claims.

Marine damage inspection at a Florida marina

Mission & Values

Integrity First

We investigate and immediately refuse or drop claims in which the facts do not add up. As a current I.A.M.I. Certified Marine Investigator, we adhere to honest marine claims practices with a zero-tolerance policy for fraud.

Direct Access

We are a local small business, so you can be confident you have direct access to your marine expert and public adjuster. We never pass your claim to other firms, adjusters, or attorneys. Your experts communicate with you directly.

Policyholder Advocates

If you feel you are being taken advantage of by your insurance company, there is no claim too small for us to represent. We are consumer claims advocates on a grassroots level, fighting for every dollar your policy provides.

Credentials & Certifications

A Certified & Accredited Marine Surveyor and Certified Marine Investigator leads our team, bringing 25 years of boat building and marine experience.

SAMS Accredited Marine Surveyor seal

Certified & Accredited Marine Surveyor

Held personally by Scott Virgin under Miami Marine Survey, LLC. Marine survey work is NOT performed under Public Yacht Adjusters. Read disclosure.

IAMI Certified Marine Investigator seal

I.A.M.I. Certified Marine Investigator

International Association of Marine Investigators certification in marine investigation and claims analysis.

Florida Public Adjuster Business License

Florida Licensed Public Adjuster

Firm License #W882747 | Scott Gregory Virgin License #W268711. Licensed and bonded in the state of Florida.

25 Years of Marine Experience

Our team brings 25 years of boat building and marine experience plus a decade as a marine surveyor. We also have years of experience processing maritime claims for insurance companies and providing expert assistance to attorneys.

We understand the process and the details of what a successful claim requires. From hull construction and engine systems to rigging and marine electronics, we know vessels inside and out. This technical depth means we catch damage that non-marine adjusters miss and document it in language that insurance companies cannot dismiss.

Whether you need help with a hurricane boat damage claim, a denied payout, or a free damage assessment, our team has the expertise and dedication to fight for the settlement you deserve. Contact us today to get started.

Florida waterway at golden hour

Let Us Fight for Your Claim

Free damage assessments. No upfront cost. We only get paid when you do.

Free Assessment Call (305) 351-9194