Free Boat Damage Assessment in Florida

Yes. Every boat owner who contacts us receives a free file review at no cost and no obligation. For qualifying claims and vessels, we also provide a free in-person inspection, assess the damage, and educate you about your policy. Whether you hire our firm or not, this service will not cost you a penny. We believe that informed boat owners make better decisions about their insurance claims.

We always provide a free file review for every inquiry. Whether a claim and vessel qualify for a free in-person inspection depends on factors such as the nature of the loss, policy coverage, vessel location, and claim value. When you call, we will review your situation and let you know what is covered at no cost. Call (305) 351-9194 to discuss your situation.

No. Public Yacht Adjusters is strictly a licensed public adjusting firm. No marine surveys, investigative reports, or services governed by the ethical codes of SAMS, NAMSGlobal, or IAMI are issued under this company. Any marine survey or investigative work is performed separately through Miami Marine Survey, LLC, ensuring full role separation and compliance with all credentialing organizations. Read our full Disclaimer of Role and Ethical Separation.

Have your insurance policy available for review, and gather any photos or videos you took of the damage. Also prepare a timeline of events related to the loss. If you have already filed a claim, have any correspondence from your insurance company ready as well.

The more documentation you have, the more thorough our assessment can be. We will review everything during our visit and guide you on next steps for your marine insurance claim.

We serve the entire state of Florida. We are based in Miami and regularly inspect vessels from Key West to Jacksonville and across to Pensacola. There is no travel charge for the initial assessment of qualifying vessels.

We will tell you exactly that, and we will advise you on how to handle the claim yourself. We have done this for dozens of boat owners who successfully navigated their claims without hiring us. If your situation is straightforward or your insurance company has given you a fair estimate, we will let you know honestly.

Yes. We handle hurricane boat damage claims throughout Florida, including Miami and all of Miami-Dade County. Whether your boat was damaged by a recent hurricane or any other storm, we will inspect your vessel and assess all hurricane-related damage at no charge.