New Boat & Yacht Insurance Claims in Florida

Once you sign with our firm, we take over the entire claims process. You can step back and let us handle the stress. We prepare a detailed damage report that goes far beyond what a general insurance adjuster produces. Our report includes professional-grade photography, system-by-system damage analysis, and repair cost estimates based on actual marine industry pricing. We submit this report to your insurance company and request assignment of a senior adjuster who can authorize fair payments. Throughout the negotiation process, we push back on every attempt to minimize your payout. We challenge exclusions that do not apply. We demand proper repair standards, not shortcuts. We make sure hidden damage below the waterline, inside engine compartments, and within electrical systems gets the attention it deserves. Vessel owners from Key West through Miami and Fort Lauderdale trust us to manage their new claims. We handle vessels of every size, from personal watercraft to large yachts. Our firm increased settlements by 8x to 22x beyond the original insurance offers during Hurricane Ian. That track record reflects our commitment to fighting for full and fair settlements on every claim.

Common New Claim Scenarios

We handle new claims arising from any maritime incident. Storm and hurricane damage tops the list, though we also represent boat owners dealing with fire, theft, vandalism, collision, grounding, and mechanical failure. Each type of loss presents unique challenges in documentation and coverage interpretation. Our marine expertise ensures nothing falls through the cracks, regardless of how the damage occurred. If you are unsure whether your damage qualifies for a claim, contact our team for a no-obligation consultation. We will provide a straightforward evaluation and tell you exactly what to expect. Review the full claims services overview for details on the range of claims we handle, from new filings to denied and supplemental claims.