Marine insurance claims resources and guides

Marine Claims Blog

Expert guides, claim tips, and insights on marine insurance from Florida's first marine-only public adjusting firm.

Damaged boat at a Florida marina with insurance paperwork in the foreground
Denied Claims 04-10-2026 8 min read

Boat Insurance Claim Denied in Florida? Here's Exactly What to Do Next

A denied boat insurance claim is not the end of the road. The most important step is calling Public Yacht Adjusters before you do anything else - early engagement gives you the highest probability of overturning the denial.

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Split comparison showing a public adjuster inspecting a boat hull alongside an insurance company adjuster reviewing paperwork
Marine Insurance 04-08-2026 9 min read

Public Adjuster vs Insurance Adjuster: Who Actually Protects Your Boat Claim?

A public adjuster represents you. An insurance company adjuster represents the carrier. That single difference explains why policyholders with public adjusters consistently receive higher settlements on marine insurance claims.

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Damaged boat in a Florida marina after a hurricane with insurance paperwork in the foreground
Hurricane Claims 04-06-2026 10 min read

How to File a Hurricane Boat Damage Claim in Florida: Step-by-Step Guide

Filing a hurricane boat damage claim in Florida requires specific documentation, strict timelines, and careful communication with your insurer. This step-by-step guide covers everything from initial notice to final settlement.

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Boat owner reviewing an insurance settlement document with a concerned expression at a marina office
Claims Services 04-04-2026 9 min read

Signs Your Boat Insurance Payout Is Unfair: Red Flags and How to Fight Back

Insurance companies use specific tactics to reduce boat damage payouts below what your policy actually covers. Here are the red flags that your settlement offer is unfair and what to do about each one.

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Marine public adjuster inspecting hull damage on a yacht at a Florida marina
Marine Insurance 04-02-2026 8 min read

What Does a Marine Public Adjuster Do?

A marine public adjuster is a licensed insurance professional who represents boat and yacht owners exclusively against their insurance company. Learn the scope of work, licensing, costs, and when you need one.

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Damaged powerboat at a Florida marina with visible hull and gel coat damage
Marine Insurance 03-28-2026 9 min read

7 Boat Insurance Claim Mistakes That Get Claims Denied

These seven common mistakes cause boat insurance claims to be denied or underpaid. A Florida marine public adjuster breaks down what goes wrong and how to avoid it.

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Close-up of marine insurance claim paperwork and repair estimates on a desk
Claims Services 03-25-2026 7 min read

How Much Does a Marine Public Adjuster Cost in Florida?

Marine public adjusters in Florida work on a regulated contingency fee paid only from what they recover. Here is how the fees work and what affects the engagement terms.

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Split image of a sailboat under sail and a powerboat at speed in South Florida waters
Marine Insurance 03-20-2026 8 min read

Sailboat vs. Powerboat Insurance Claims: Key Differences

Sailboat and powerboat insurance claims involve different damage patterns, coverage structures, and valuation methods. Here is what owners of each vessel type need to know.

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Hurricane-damaged boats at a South Florida marina after a major storm
Hurricane Claims 03-15-2026 8 min read

Hurricane Boat Damage Claims Guide for Florida Boat Owners

A step-by-step guide for Florida boat owners dealing with hurricane damage insurance claims. Learn how to protect your rights and maximize your settlement.

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Yacht undergoing hull inspection at a marine repair facility in South Florida
Marine Insurance 02-20-2026 8 min read

Understanding Marine Insurance Claims: What Boat Owners Need to Know

Marine insurance claims are different from auto or homeowner claims. Here is what every boat owner should know before filing a claim.

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Need Help with a Marine Claim?

Our blog provides general guidance, but every claim is unique. For personalized advice on your situation, contact our team or schedule a free damage assessment.

Call (305) 351-9194
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