Yacht Claims Adjuster in Fort Myers
Licensed marine public adjusters serving Fort Myers boat and yacht owners. Lee County, Florida.
Marine Claims Services in Fort Myers
Claims Services
Full-spectrum marine claims representation and consulting for boat and yacht owners throughout Florida. From new claims to denied claims, we fight for what you deserve.
Learn More →Hurricane Claims
When a hurricane strikes, our team of Certified & Accredited Marine Surveyors and public adjusters guides Florida boat owners through the complex process of hurricane damage claims.
Learn More →Free Assessment
Upon contacting our office after a loss, we always provide a free file review, and we will inspect qualifying claims and vessels in person for free.
Learn More →New Claims
When disaster strikes your boat or yacht, our Certified & Accredited Marine Surveyors and licensed public adjusters step in immediately to file, document, and fight for your new insurance claim.
Learn More →Unfair Payout
If your insurance company offered a payout that does not cover the true cost of repairing your boat or yacht, our marine public adjusters step in to fight for the full amount you deserve.
Learn More →Supplemental Claims
If you accepted a settlement only to discover you were seriously underpaid, our marine public adjusters reopen your claim, conduct a thorough inspection, and fight to recover the full amount you are owed.
Learn More →Denied Claims
If your boat or yacht insurance claim was denied, our Certified & Accredited Marine Surveyors and licensed public adjusters review your policy, identify missed coverage, and fight to have the denial reversed.
Learn More →The Caloosahatchee River runs through downtown Fort Myers and empties into San Carlos Bay, providing Gulf access for thousands of boats stored at marinas, city docks, and private waterfront properties. Legacy Harbour Marina, Fort Myers City Marina, and the municipal mooring field hold a mix of cruisers, sailboats, fishing boats, and motor yachts. Hurricane Ian's storm surge pushed up the Caloosahatchee in 2022 with devastating force, flooding every marina basin and destroying vessels that had survived decades of previous storms. Our marine claims team has been helping Fort Myers boat owners recover fair settlements since Ian hit.
The river's connection to Lake Okeechobee through the Okeechobee Waterway means Fort Myers is a critical stop on the cross-Florida boating route. Transient cruisers and liveaboard sailors dock here during their seasonal migration, and their out-of-state insurance policies create jurisdictional complications when storm damage claims are filed in Florida. Our adjusters navigate interstate coverage issues and ensure Florida loss claims get processed under the correct policy provisions.
Dry storage and boatyard facilities along the Caloosahatchee sustained catastrophic damage during Hurricane Ian. Rack systems collapsed, boats fell from cradles, and wind-borne debris pierced hulls. These claims require coordination between the boat owner's hull policy and the storage facility's liability insurance, and general adjusters rarely manage this coordination effectively.
Fort Myers boat owners can schedule a free damage assessment or browse our frequently asked questions to understand how the claims process works. We work on contingency, so you pay nothing upfront.
Quick Facts
- County
- Lee
- State
- FL
- ZIP Codes Served
- 33901, 33905, 33907, 33908, 33912, 33916, 33919
- Key Landmarks
- Legacy Harbour Marina, Fort Myers City Marina, Caloosahatchee River downtown waterfront, San Carlos Bay, Edison Bridge waterway, Fort Myers Yacht Basin
Neighborhoods We Serve in Fort Myers
Downtown Riverfront and Legacy Harbour
Central Caloosahatchee waterfront with city marinas and docks where cruisers and motor yachts face river surge flooding and debris damage during hurricanes.
McGregor Boulevard Canal District
Residential canal systems connecting to the Caloosahatchee where private docks hold fishing boats and bay cruisers exposed to river flooding and seawall failures during storms.
San Carlos Bay and Iona
Southern Fort Myers where the river meets the Gulf, with marinas and boat ramps where vessels face maximum surge exposure from Gulf hurricanes entering the bay.
Marine Insurance Challenges in Fort Myers
Hurricane Ian made landfall near Fort Myers Beach in September 2022 with storm surge that exceeded 15 feet in some areas along San Carlos Bay. The surge pushed up the Caloosahatchee River and flooded every marina, dock, and boatyard along the waterfront. Boats were deposited in parking lots, roads, and residential properties. The scale of destruction overwhelmed insurance company adjuster capacity, and many boat owners received inadequate initial assessments.
The Caloosahatchee River's connection to Lake Okeechobee creates a freshwater-saltwater mixing zone that complicates marine damage assessments. Boats stored in the river's brackish waters experience different corrosion patterns than saltwater-only vessels, and carriers exploit this variability to argue about the cause of metal deterioration, engine damage, and electrical system failures.
Fort Myers boatyards and dry storage facilities faced a double catastrophe during Ian. Rack systems designed for Category 1 wind loads collapsed under Category 4 conditions, dropping boats from heights of 30 feet and more. The resulting damage involved total losses, multi-vessel collisions on the storage pad, and liability disputes between the yard operator and the vessel owner. Sorting out these multi-party claims requires marine insurance expertise that general property adjusters simply do not have.
What Our Clients Say
Insurance is so confusing... but Scott was AMAZING! He had patience, knowledge, and understanding to my situation and advised me on how to navigate and move forward with my boat claim. I can confidently make the decisions I have to make without being intimidated by my insurance company! You can trust what he says...he doesn't have ulterior motives... Just wants to help you! Too bad, I could only give him 5 stars... I would have given him 10 stars!
Scott and Valeria were extremely helpful and professional in providing their knowledge and guidance through this most difficult ordeal. And their help turned out to be free! After paying insurance premiums on my boats over the years, my first attempt at filing a claim was a disaster. In the first 4 weeks after Hurricane Ian, I had several conversations with insurance adjusters, but never the same person twice. Fortunately, by the time I was provided with what appeared to be a permanent adjuster, I had already spoken to Scott and Valeria. In my meeting with this adjuster, I asked for a copy of the insurance company's estimate, telling him that Scott would be reviewing it and the boat. A written estimate was provided within 2 days of the meeting. It was shared with Scott immediately. After Scott reviewed the boat and the estimate, he called to tell me that I was lucky. I had gotten a fair estimate and did not need to hire him. Responsible, knowledgeable, and honest. WOW!
Excellent service, Scott and Valeria work extremely hard to deliver services that are 2nd to none. They went above and beyond with service excellence. I had a 1981 O'Day sailboat that was submerged underwater, and they made sure that I got a just and fair settlement.
Marine Claims Expertise in Fort Myers
Public Yacht Adjusters is based in Miami and serves boat and yacht owners throughout Lee County and beyond. Our team of Certified & Accredited Marine Surveyors and licensed public adjusters knows the Fort Myers waterways, marinas, and the specific challenges that local vessel owners face.
Whether you are dealing with a new claim, an unfair payout, or a denied claim, our marine-specialized team fights for the settlement your policy allows. We bring 25 years of marine experience to every inspection and negotiation.
Need Help With a Fort Myers Boat Claim?
Schedule a free damage assessment. No obligation, no upfront cost.