Yacht Claims Adjuster in Boca Raton
Licensed marine public adjusters serving Boca Raton boat and yacht owners. Palm Beach County, Florida.
Marine Claims Services in Boca Raton
Claims Services
Full-spectrum marine claims representation and consulting for boat and yacht owners throughout Florida. From new claims to denied claims, we fight for what you deserve.
Learn More →Hurricane Claims
When a hurricane strikes, our team of Certified & Accredited Marine Surveyors and public adjusters guides Florida boat owners through the complex process of hurricane damage claims.
Learn More →Free Assessment
Upon contacting our office after a loss, we always provide a free file review, and we will inspect qualifying claims and vessels in person for free.
Learn More →New Claims
When disaster strikes your boat or yacht, our Certified & Accredited Marine Surveyors and licensed public adjusters step in immediately to file, document, and fight for your new insurance claim.
Learn More →Unfair Payout
If your insurance company offered a payout that does not cover the true cost of repairing your boat or yacht, our marine public adjusters step in to fight for the full amount you deserve.
Learn More →Supplemental Claims
If you accepted a settlement only to discover you were seriously underpaid, our marine public adjusters reopen your claim, conduct a thorough inspection, and fight to recover the full amount you are owed.
Learn More →Denied Claims
If your boat or yacht insurance claim was denied, our Certified & Accredited Marine Surveyors and licensed public adjusters review your policy, identify missed coverage, and fight to have the denial reversed.
Learn More →Boca Raton's Intracoastal Waterway frontage and the Boca Inlet give local boat owners both protected docking and ocean access. The inlet is notoriously tricky, with a shallow, shifting bar and strong lateral currents that cause groundings and hull damage on nearly every rough weather day. When the insurance company questions whether your grounding at Boca Inlet was avoidable, our marine claims team presents tidal data, bar conditions, and Coast Guard reports that document the reality of the crossing.
The residential canal systems in east Boca Raton connect to the Intracoastal through narrow channels and fixed bridges. Boats stored at private docks in Royal Palm Yacht and Country Club, Lake Boca, and the Boca Harbour area sustain storm surge damage, seawall impact, and bridge-strike damage regularly. These are areas where a marine-specialized public adjuster has a clear advantage over a general property adjuster unfamiliar with vessel damage patterns.
Boca Raton's high-value vessels, including sport yachts, center consoles rigged for offshore fishing, and large cruisers, carry insurance policies with substantial coverage limits. When a carrier underpays a claim on a premium vessel, the gap between their offer and the actual marine repair cost can be considerable. We close that gap through hurricane claims and supplemental filings that document every component of the damage.
Browse frequently asked questions for common questions about the public adjusting process. Boca Raton boat owners pay nothing unless we increase the settlement.
Quick Facts
- County
- Palm Beach
- State
- FL
- ZIP Codes Served
- 33427, 33428, 33431, 33432, 33433, 33434, 33496
- Key Landmarks
- Boca Inlet, Boca Raton Resort and Club Marina, Lake Boca Raton, Royal Palm Yacht and Country Club, Red Reef Park waterfront
Neighborhoods We Serve in Boca Raton
Boca Inlet and South Inlet Park
Challenging inlet with a shifting sand bar and strong currents where boats sustain grounding damage, prop strikes, and hull stress during ocean access transits.
Royal Palm and Lake Boca
Upscale residential waterfront with deep canals and private docks where sport yachts and cruisers face storm surge flooding and seawall-related damage.
Boca Harbour and Intracoastal East
Intracoastal-connected community with private docks and marina access where boats sustain wake damage, bridge clearance issues, and tidal flooding.
Marine Insurance Challenges in Boca Raton
The Boca Inlet is one of the most hazardous inlets in Palm Beach County. A shallow bar, strong lateral currents, and heavy boat traffic create conditions where groundings, collisions, and wave damage occur frequently. Insurance carriers fighting Boca Inlet claims focus on operator error arguments, and countering those arguments requires an adjuster who understands inlet hydrodynamics and can present conditions data that supports the claim.
Boca Raton's residential canal systems have limited depth and narrow channels with fixed bridges that restrict vessel movement. Boats that outgrow their canal slip or need to transit to boatyards face bridge clearance limitations that cause mast damage, radar arch impacts, and hardtop destruction. These claims require precise measurement data and bridge specifications to prove the damage was not simple negligence.
High vessel values in Boca Raton mean carriers have strong financial incentive to reduce payouts. Adjusters from insurance companies lowball repair estimates by specifying aftermarket parts, discounting labor rates below what Boca Raton marine technicians actually charge, and disputing the scope of damage. A marine public adjuster with current repair cost data pushes back on each line item.
What Our Clients Say
Insurance is so confusing... but Scott was AMAZING! He had patience, knowledge, and understanding to my situation and advised me on how to navigate and move forward with my boat claim. I can confidently make the decisions I have to make without being intimidated by my insurance company! You can trust what he says...he doesn't have ulterior motives... Just wants to help you! Too bad, I could only give him 5 stars... I would have given him 10 stars!
Scott and Valeria were extremely helpful and professional in providing their knowledge and guidance through this most difficult ordeal. And their help turned out to be free! After paying insurance premiums on my boats over the years, my first attempt at filing a claim was a disaster. In the first 4 weeks after Hurricane Ian, I had several conversations with insurance adjusters, but never the same person twice. Fortunately, by the time I was provided with what appeared to be a permanent adjuster, I had already spoken to Scott and Valeria. In my meeting with this adjuster, I asked for a copy of the insurance company's estimate, telling him that Scott would be reviewing it and the boat. A written estimate was provided within 2 days of the meeting. It was shared with Scott immediately. After Scott reviewed the boat and the estimate, he called to tell me that I was lucky. I had gotten a fair estimate and did not need to hire him. Responsible, knowledgeable, and honest. WOW!
Excellent service, Scott and Valeria work extremely hard to deliver services that are 2nd to none. They went above and beyond with service excellence. I had a 1981 O'Day sailboat that was submerged underwater, and they made sure that I got a just and fair settlement.
Marine Claims Expertise in Boca Raton
Public Yacht Adjusters is based in Miami and serves boat and yacht owners throughout Palm Beach County and beyond. Our team of Certified & Accredited Marine Surveyors and licensed public adjusters knows the Boca Raton waterways, marinas, and the specific challenges that local vessel owners face.
Whether you are dealing with a new claim, an unfair payout, or a denied claim, our marine-specialized team fights for the settlement your policy allows. We bring 25 years of marine experience to every inspection and negotiation.
Need Help With a Boca Raton Boat Claim?
Schedule a free damage assessment. No obligation, no upfront cost.