Boat & Yacht Claims in West Palm Beach
Florida's first marine-only public adjusting firm serving West Palm Beach vessel owners in Palm Beach County.
Our Services in West Palm Beach
Claims Services
Full-spectrum marine claims representation and consulting for boat and yacht owners throughout Florida. From new claims to denied claims, we fight for what you deserve.
Learn More →Hurricane Claims
When a hurricane strikes, our team of Certified & Accredited Marine Surveyors and public adjusters guides Florida boat owners through the complex process of hurricane damage claims.
Learn More →Free Assessment
Upon contacting our office after a loss, we always provide a free file review, and we will inspect qualifying claims and vessels in person for free.
Learn More →New Claims
When disaster strikes your boat or yacht, our Certified & Accredited Marine Surveyors and licensed public adjusters step in immediately to file, document, and fight for your new insurance claim.
Learn More →West Palm Beach's waterfront stretches along the western shore of the Lake Worth Lagoon, with marinas, yacht clubs, and private docks holding vessels from center consoles to 100-foot motor yachts. Palm Harbor Marina and the city's public docking facilities sit along the downtown waterfront, exposed to tidal current, storm surge, and Intracoastal traffic. When a claim arises from storm damage, collision, or mechanical failure, our marine claims adjusters bring survey-level expertise to the documentation process.
The Palm Beach Inlet is the primary ocean access point for vessels based in West Palm Beach, and it ranks among the most trafficked inlets in Florida. Tidal currents through the inlet reach speeds that challenge even experienced captains, and boats crossing the bar in opposing wind and tide sustain hull stress, engine overheating, and running gear damage. These inlet crossing claims require detailed documentation of sea conditions and vessel specifications to survive carrier scrutiny.
The Lake Worth Lagoon narrows significantly between West Palm Beach and Palm Beach island, creating a venturi effect that accelerates current during tidal changes and storm surge events. Boats at docks throughout this section break free, drag pilings, and collide during hurricanes. Our team responds quickly to document damage before salvage crews alter the scene.
West Palm Beach yacht owners can learn about our marine credentials and certifications. The first consultation and damage assessment are always free.
All Claims Services
Boating Challenges in West Palm Beach
West Palm Beach sits directly on the Lake Worth Lagoon, a narrow body of water that funnels storm surge and tidal current at velocities much higher than open bay areas. This concentration of water energy means boats at docks throughout the city experience stronger forces during storms than vessels in wider waterways. Dock lines, pilings, and mooring hardware fail faster, and the resulting damage is more severe.
The Palm Beach Inlet, shared with the town of Palm Beach, is a major navigation hazard because of its strong tidal currents and commercial traffic. Coast Guard station operations, commercial fishing boats, charter vessels, and recreational traffic all converge at the inlet, creating collision risks and wake hazards. Claims from inlet incidents require precise documentation of vessel positions, sea conditions, and traffic patterns.
Insurance carriers in the Palm Beach County market set high deductibles and restrictive terms because of the hurricane exposure and high vessel values in the area. Boat owners who file claims without professional representation often accept settlements that fall well short of actual marine repair costs. A marine public adjuster levels the playing field by documenting every element of the loss with survey-grade precision.
West Palm Beach Areas We Cover
Downtown Waterfront and Flagler Drive
City marina district along the Lake Worth Lagoon where motor yachts and sportfish face Intracoastal traffic damage, tidal surge, and northeast storm exposure.
Northwood and North Flagler
Northern waterfront neighborhood with private docks on the Intracoastal where boats face wake damage from heavy vessel traffic and surge flooding during tropical storms.
South Flagler and El Cid
Residential waterfront south of downtown with deep-water docks on the lagoon, home to cruisers and sailing yachts exposed to current and storm surge from the narrow waterway.
What Clients Say
Insurance is so confusing... but Scott was AMAZING! He had patience, knowledge, and understanding to my situation and advised me on how to navigate and move forward with my boat claim. I can confidently make the decisions I have to make without being intimidated by my insurance company! You can trust what he says...he doesn't have ulterior motives... Just wants to help you! Too bad, I could only give him 5 stars... I would have given him 10 stars!
Scott and Valeria were extremely helpful and professional in providing their knowledge and guidance through this most difficult ordeal. And their help turned out to be free! After paying insurance premiums on my boats over the years, my first attempt at filing a claim was a disaster. In the first 4 weeks after Hurricane Ian, I had several conversations with insurance adjusters, but never the same person twice. Fortunately, by the time I was provided with what appeared to be a permanent adjuster, I had already spoken to Scott and Valeria. In my meeting with this adjuster, I asked for a copy of the insurance company's estimate, telling him that Scott would be reviewing it and the boat. A written estimate was provided within 2 days of the meeting. It was shared with Scott immediately. After Scott reviewed the boat and the estimate, he called to tell me that I was lucky. I had gotten a fair estimate and did not need to hire him. Responsible, knowledgeable, and honest. WOW!
Excellent service, Scott and Valeria work extremely hard to deliver services that are 2nd to none. They went above and beyond with service excellence. I had a 1981 O'Day sailboat that was submerged underwater, and they made sure that I got a just and fair settlement.
Why West Palm Beach Boat Owners Trust Us
Public Yacht Adjusters is Florida's first marine-only public adjusting firm. We bring 25 years of boat building and marine experience, Certified & Accredited Marine Surveyor credentials, and licensed public adjuster expertise to every claim in West Palm Beach.
We work on a contingency basis with nothing upfront. If we do not increase your settlement, you owe us nothing. Call (305) 351-9194 for a free consultation.
Ready for a Free Assessment in West Palm Beach?
Our marine claims team will inspect your vessel at no cost. No obligation, no upfront fees.