Boat & Yacht Claims in Jupiter
Florida's first marine-only public adjusting firm serving Jupiter vessel owners in Palm Beach County.
Our Services in Jupiter
Claims Services
Full-spectrum marine claims representation and consulting for boat and yacht owners throughout Florida. From new claims to denied claims, we fight for what you deserve.
Learn More →Hurricane Claims
When a hurricane strikes, our team of Certified & Accredited Marine Surveyors and public adjusters guides Florida boat owners through the complex process of hurricane damage claims.
Learn More →Free Assessment
Upon contacting our office after a loss, we always provide a free file review, and we will inspect qualifying claims and vessels in person for free.
Learn More →New Claims
When disaster strikes your boat or yacht, our Certified & Accredited Marine Surveyors and licensed public adjusters step in immediately to file, document, and fight for your new insurance claim.
Learn More →Jupiter's boating community revolves around the Jupiter Inlet, where the Loxahatchee River meets the Intracoastal and empties into the Atlantic. This inlet sees heavy traffic from charter boats, sportfishermen heading to the Gulf Stream, and cruisers transiting the Intracoastal. The strong tidal currents, shifting shoals, and narrow channel create hazards that damage boats daily. When your insurance company tries to deny an inlet damage claim, our marine claims team in Jupiter fights back with tidal data, current measurements, and vessel specifications.
The Loxahatchee River provides protected anchorage and marina dockage upstream from the inlet. However, tropical storms push ocean surge far upriver, flooding marina basins at Jupiter Yacht Club, Blowing Rocks Marina, and private docks along the riverbanks. Boats that appear safe in protected river berths sustain engine flooding, electrical damage, and hull impacts. Debris washing downstream causes additional damage that compounds the surge losses. Hurricane damage claims in Jupiter require documentation of both surge levels and river flood conditions, two different water sources causing damage simultaneously.
Jupiter's sportfishing fleet targets sailfish, wahoo, and mahi-mahi in the Gulf Stream just miles offshore. These tournament-rigged sportfish carry substantial investment in electronics, outriggers, and custom equipment. When a carrier offers a generic repair estimate that ignores the real cost of replacing Shimano Tiagra reels, custom rod holders, and Furuno radar arrays, the gap can be enormous. We document every item to its replacement value.
Check our client reviews and call for a free assessment. Jupiter vessel owners should work with an adjuster who knows boats as well as they do.
All Claims Services
Boating Challenges in Jupiter
The Jupiter Inlet is one of the most actively dredged inlets in Florida, yet shifting shoals still cause groundings on a regular basis. The narrow channel, combined with strong tidal currents from the Loxahatchee River outflow, makes navigation treacherous during outgoing tide with east winds. Boats grounding on the south jetty, the north shoal, and the inner bar sustain prop, shaft, keel, and hull damage that generates complex insurance claims.
Jupiter's proximity to the Gulf Stream means sportfishing vessels transit open ocean waters within minutes of leaving the inlet. Sea conditions change rapidly, and boats returning in deteriorating weather face inlet crossings that test hull integrity. Claims from these crossings require weather documentation, bar condition data, and vessel seaworthiness records to counter carrier arguments about operator judgment.
The Loxahatchee River is a Wild and Scenic River with environmental protections that add cost and complexity to any marine incident involving grounding or fuel spill. Environmental remediation expenses on the Loxahatchee can exceed the hull damage costs, and insurance policies often cap or exclude environmental liability. Our team reviews the specific policy language to recover every covered dollar.
Jupiter Areas We Cover
Jupiter Inlet Colony
Exclusive community at the inlet mouth where sportfish and motor yachts at private docks face maximum ocean exposure, tidal surge, and salt corrosion from direct Atlantic proximity.
Loxahatchee River District
Upriver marina and docking area along the federally protected Loxahatchee where vessels face river flooding, debris damage during storms, and shallow-water grounding risks.
Indiantown Road Marina Row
Commercial marina corridor near the US-1 bridge with full-service boatyards and storage facilities holding sportfish and cruisers vulnerable to wind and surge damage.
What Clients Say
Insurance is so confusing... but Scott was AMAZING! He had patience, knowledge, and understanding to my situation and advised me on how to navigate and move forward with my boat claim. I can confidently make the decisions I have to make without being intimidated by my insurance company! You can trust what he says...he doesn't have ulterior motives... Just wants to help you! Too bad, I could only give him 5 stars... I would have given him 10 stars!
Scott and Valeria were extremely helpful and professional in providing their knowledge and guidance through this most difficult ordeal. And their help turned out to be free! After paying insurance premiums on my boats over the years, my first attempt at filing a claim was a disaster. In the first 4 weeks after Hurricane Ian, I had several conversations with insurance adjusters, but never the same person twice. Fortunately, by the time I was provided with what appeared to be a permanent adjuster, I had already spoken to Scott and Valeria. In my meeting with this adjuster, I asked for a copy of the insurance company's estimate, telling him that Scott would be reviewing it and the boat. A written estimate was provided within 2 days of the meeting. It was shared with Scott immediately. After Scott reviewed the boat and the estimate, he called to tell me that I was lucky. I had gotten a fair estimate and did not need to hire him. Responsible, knowledgeable, and honest. WOW!
Excellent service, Scott and Valeria work extremely hard to deliver services that are 2nd to none. They went above and beyond with service excellence. I had a 1981 O'Day sailboat that was submerged underwater, and they made sure that I got a just and fair settlement.
Why Jupiter Boat Owners Trust Us
Public Yacht Adjusters is Florida's first marine-only public adjusting firm. We bring 25 years of boat building and marine experience, Certified & Accredited Marine Surveyor credentials, and licensed public adjuster expertise to every claim in Jupiter.
We work on a contingency basis with nothing upfront. If we do not increase your settlement, you owe us nothing. Call (305) 351-9194 for a free consultation.
Ready for a Free Assessment in Jupiter?
Our marine claims team will inspect your vessel at no cost. No obligation, no upfront fees.