Yacht Claims Adjuster in Palm Beach
Licensed marine public adjusters serving Palm Beach boat and yacht owners. Palm Beach County, Florida.
Marine Claims Services in Palm Beach
Claims Services
Full-spectrum marine claims representation and consulting for boat and yacht owners throughout Florida. From new claims to denied claims, we fight for what you deserve.
Learn More →Hurricane Claims
When a hurricane strikes, our team of Certified & Accredited Marine Surveyors and public adjusters guides Florida boat owners through the complex process of hurricane damage claims.
Learn More →Free Assessment
Upon contacting our office after a loss, we always provide a free file review, and we will inspect qualifying claims and vessels in person for free.
Learn More →New Claims
When disaster strikes your boat or yacht, our Certified & Accredited Marine Surveyors and licensed public adjusters step in immediately to file, document, and fight for your new insurance claim.
Learn More →Unfair Payout
If your insurance company offered a payout that does not cover the true cost of repairing your boat or yacht, our marine public adjusters step in to fight for the full amount you deserve.
Learn More →Supplemental Claims
If you accepted a settlement only to discover you were seriously underpaid, our marine public adjusters reopen your claim, conduct a thorough inspection, and fight to recover the full amount you are owed.
Learn More →Denied Claims
If your boat or yacht insurance claim was denied, our Certified & Accredited Marine Surveyors and licensed public adjusters review your policy, identify missed coverage, and fight to have the denial reversed.
Learn More →Palm Beach represents the pinnacle of private yachting in Florida. The island's Intracoastal waterfront between the Royal Park and Flagler Memorial bridges holds megayachts, classic sailing vessels, and custom sportfishermen worth millions. Insurance on these vessels involves Lloyd's syndicates, specialty marine underwriters, and agreed-value policies with terms that general adjusters cannot interpret correctly. Read our marine claims FAQ for more on how these policies work. Our marine claims services are designed for exactly this tier of vessel and coverage complexity.
The Australian Dock on the west side of the island is a seasonal gathering point for superyachts up to 200 feet. Nearby Rybovich, just across the bridge in West Palm Beach, is one of the most famous sportfish and superyacht facilities in the world. Storm damage at these locations affects vessels worth eight figures. The insurance claims involve international underwriters, flag state regulations, and captain/crew liability questions. Our team has the marine industry knowledge to navigate every layer of these claims.
Palm Beach Inlet sits at the north end of the island and serves as the primary ocean access for every vessel berthed along the Intracoastal between here and Boynton Beach. Hurricane surge entering through the inlet reverses current in the lagoon and slams vessels against seawalls, pilings, and each other. Damage from these surge events requires immediate, survey-grade documentation.
Request a free damage assessment from our team. Palm Beach yacht owners can contact our marine claims team to discuss their situation.
Quick Facts
- County
- Palm Beach
- State
- FL
- ZIP Codes Served
- 33480
- Key Landmarks
- Australian Dock, Rybovich Superyacht Marina, Palm Beach Inlet, Royal Park Bridge, Flagler Memorial Bridge, Palm Beach Town Dock
Neighborhoods We Serve in Palm Beach
Australian Dock and Town Docks
Premier superyacht docking on the west side of the island where vessels up to 200 feet berth seasonally, facing Intracoastal current, storm surge, and wake from passing traffic.
South End and Mar-a-Lago Waterfront
Southern Palm Beach island waterfront with private estate docks on the Intracoastal where motor yachts and classic vessels face tidal flooding and surge during storms.
North End and Palm Beach Inlet
Northern tip of the island near the Palm Beach Inlet where vessels at docks face maximum tidal current, inlet surge, and northeast storm exposure.
Marine Insurance Challenges in Palm Beach
Palm Beach yacht claims operate in a different insurance universe than most Florida boat claims. Policies are written through Lloyd's of London, specialty marine mutual associations, and international underwriters who negotiate differently than domestic carriers. Claim disputes involve maritime lawyers, flag state surveyors, and coverage terms written under English law. A public adjuster without marine industry experience cannot effectively represent an owner in this environment.
The Lake Worth Lagoon between Palm Beach and West Palm Beach narrows to under half a mile in places, creating strong tidal currents that stress dock lines and mooring hardware. During hurricanes, surge entering through Palm Beach Inlet reverses the normal current flow and creates chaotic water movement that drags boats from their berths. Megayachts with deep draft can hit the lagoon bottom as surge recedes, causing keel and running gear damage.
Seasonal yacht traffic creates a concentration of high-value vessels in a compact area from November through April. A single storm event during the season can generate hundreds of millions of dollars in combined vessel claims. Insurance company adjuster pools are overwhelmed, and individual owners who do not have professional representation get pushed to the back of the queue.
What Our Clients Say
Insurance is so confusing... but Scott was AMAZING! He had patience, knowledge, and understanding to my situation and advised me on how to navigate and move forward with my boat claim. I can confidently make the decisions I have to make without being intimidated by my insurance company! You can trust what he says...he doesn't have ulterior motives... Just wants to help you! Too bad, I could only give him 5 stars... I would have given him 10 stars!
Scott and Valeria were extremely helpful and professional in providing their knowledge and guidance through this most difficult ordeal. And their help turned out to be free! After paying insurance premiums on my boats over the years, my first attempt at filing a claim was a disaster. In the first 4 weeks after Hurricane Ian, I had several conversations with insurance adjusters, but never the same person twice. Fortunately, by the time I was provided with what appeared to be a permanent adjuster, I had already spoken to Scott and Valeria. In my meeting with this adjuster, I asked for a copy of the insurance company's estimate, telling him that Scott would be reviewing it and the boat. A written estimate was provided within 2 days of the meeting. It was shared with Scott immediately. After Scott reviewed the boat and the estimate, he called to tell me that I was lucky. I had gotten a fair estimate and did not need to hire him. Responsible, knowledgeable, and honest. WOW!
Excellent service, Scott and Valeria work extremely hard to deliver services that are 2nd to none. They went above and beyond with service excellence. I had a 1981 O'Day sailboat that was submerged underwater, and they made sure that I got a just and fair settlement.
Marine Claims Expertise in Palm Beach
Public Yacht Adjusters is based in Miami and serves boat and yacht owners throughout Palm Beach County and beyond. Our team of Certified & Accredited Marine Surveyors and licensed public adjusters knows the Palm Beach waterways, marinas, and the specific challenges that local vessel owners face.
Whether you are dealing with a new claim, an unfair payout, or a denied claim, our marine-specialized team fights for the settlement your policy allows. We bring 25 years of marine experience to every inspection and negotiation.
Need Help With a Palm Beach Boat Claim?
Schedule a free damage assessment. No obligation, no upfront cost.